Last updated: October 14, 2025

Information We Collect

When you use our services, we may collect the following types of information:

• Personal Information: Name, email address, phone number, date of birth, and other contact details you provide
• Health Information: Medical conditions, medications, and health-related information for insurance quotes. This information is collected solely for underwriting purposes and is protected with enhanced security measures similar to HIPAA standards.
• Financial Information: Coverage preferences, financial goals, and insurance needs
• Technical Information: IP address, browser type, device information, and usage data

How We Use Your Information

We use your information to:

• Provide personalized life insurance quotes and recommendations
• Contact you about insurance products and services
• Process your insurance applications and claims
• Improve our website and services
• Comply with legal and regulatory requirements
• Send you marketing communications (with your consent)

Information Sharing

We may share your information with:

• Insurance Carriers: To obtain quotes and process applications
• Service Providers: Third-party vendors who help us operate our business
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a sale or merger of our business

We do not sell your personal information to third parties for marketing purposes.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes:

• SSL encryption for data transmission
• Secure data storage with encryption at rest
• Regular security assessments and updates
• Limited access to personal information on a need-to-know basis
• Enhanced Health Information Protection: Medical and health data is subject to additional security protocols and is only accessed by authorized personnel for legitimate underwriting purposes

Your Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Object to or restrict processing of your information
• Withdraw consent for marketing communications
• Data portability (receive a copy of your data)

Cookies and Tracking

Our website uses cookies and similar technologies to improve your experience and analyze website usage. You can control cookie settings through your browser preferences.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites.

Children's Privacy

Our services are not intended for children under 18. We do not knowingly collect personal information from minors.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us: